Simple funding.

Whether you're a real estate investor or a wholesaler, we'll fund your deals fast - no credit check required. We cover EMD, double closings and even your down payment for a Morby Method.

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183 Deals Funded

$10.2M

Funded In 2024

132+

Happy Borrowers

So What's It Cost?

EMD Funding

We charge a flat 40% return on all EMD deals. That means IF the deal closes, we would receive the initial amount plus 40%. We also charge a minimum $250 non-refundable fee prior to funding your deal to pay our transaction coordinator. This pays them for their time in case the deal doesn't close.

Double Close Funding

We charge a flat 1.5% fee on all double closings with at least 2 days notice. If you need the money quicker than that we will have to review to confirm. Our minimum return is $1,000 on smaller deals.

Morby Method Funding

We charge a flat 2.5% minimum fee on Morby Method deals with at least 2 days notice. If you need the money quicker than that we will have to review to confirm. Our minimum return is $1,000 on smaller deals.

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TESTIMONIALS

Why work with us?

"They got it done ASAP"

"We typically don’t need EMD funding on our direct to seller deals, but I had 2 come up that required it and they got it done asap!"

Ben Jensen - Wholesaler

"the most streamlined"

"I have worked with many transactional lenders before, but working with Fundwise was by far the most streamlined and easy.

Gage Garber - Wholesaler

"Funded same day"

"Fundwise was a huge help with closing my deal fast! Sent in a request and they were able to fund my EMD same day!"

Christian Dean - Flipper

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Frequently Asked Questions

How much do you charge?

We charge 40% return for lending EMD and 1.5% for double close funding to start. These numbers can change depending on duration of the deal and risks involved. Morby Method funding starts at 2.5% for the added work.

Are there any up-front fees?

For EMD, we charge $250 to pay our team for underwriting and processing the deal. Sadly we must do this so we don't end up losing money by funding your cancelled deal. If you are confident in your deal closing, this will have no effect on you!

What qualifies as transactional funding?

A double closing is a real estate transaction method where two back-to-back property sales occur on the same day, involving three parties: the original seller, the investor (middleman), and the end buyer.

Here's how it works:

First Transaction: The investor agrees to purchase the property from the original seller.

Second Transaction: The investor simultaneously sells the property to the end buyer at a higher price.

During a double closing, the investor typically uses the funds from the end buyer to complete the purchase from the original seller. This allows the investor to profit from the difference in sale prices without needing to use their own funds for an extended period.Double closings are often used in real estate wholesaling and transactional funding, allowing investors to efficiently facilitate deals and earn profits by connecting motivated sellers with interested buyers.

Can you fund EMD for end buyers?

We can fund EMD for end buyers, but it's rare. At the end of the day, our funds have to be protected no matter what. Typically that is done through an inspection period. If you have no inspection period on your deal or the EMD is non-refundable we will not fund your deal.

Is there a max amount you can fund?

There is no limit on the funds we have available for both EMD and double closings. As long as your deal qualifies under our standards, we will be your one stop shop for all transactional funding both now and in the future!

How quickly can we get our deal funded?

We typically require 48 hours of notice to fund a deal, however we have funded in as quickly as 5 minutes (seriously). If you have a deal, your best bet is to submit it as soon as possible so we can review it and get the process started.

What happens if the deal doesn't close?

If your deal does not close, we do not charge you the 40% fee. Your only cost would be the up front fee since our transaction coordinators have already worked on the deal for you.

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